Comparative Financial Analysis Of Icici Bank With Hdfc -Reference To Icici Bank

Abstract

The concept of this project is to compare the financial status (from 2019- 2024) of HDFC Bank and ICICI Bank to check which one is performing well than other. The performance can be evaluated by doing Financial Analysis of Financial Statements of both HDFC and ICICI Bank. To do analysis of both Banks the tool Ratio Analysis is being used. My project includes objective of study, Research Methodology, Analysis, and Interpretations, Finding, limitation of my study, conclusion, and many other related topics of the project. The information provided in the financial statement is of immense use in making decisions through analysis and interpretation of financial statements. The financial analysis is the process of identifying the financial strength and weakness of the firm by properly establishing relationship between the items of the balance sheet and P&L A/C. There are various methods or techniques used in analysing financial statement and I have chosen Ratio Analysis technique for my study. Ratio Analysis is the technique of financial analysis where ratios are used as a yardstick for evaluating the financial conditions and performance of a firm. It helps the management in its planning and forecasting activities, evaluating operational efficiency, liquidity, and solvency of firms and to help the management in having effective control over the activities of different departments