Bridging the Urban-Rural Divide: A Data-Driven Analysis of Internet Inclusive Finance in the E-Commerce Era. International Journal of Engineering and Science Research, [S. l.], v. 11, n. 1, p. 167–186, 2021. Disponível em: https://ijesr.org/index.php/ijesr/article/view/1147. Acesso em: 12 dec. 2025.